Community Association Loans

Financing Capital Improvements

Community Associations — including condominium and homeowners associations — need access to capital to pay for large scale projects. With over 2 decades of experience in community association lending, NCB will work with the association in providing the best financing to meet the needs of the community.

Loan Products

  • Term Loans
  • Line of Credit/ Term Loan

Loan Size and Purpose

  • $250,000 minimum
  • Capital improvements and repairs
  • Developer deficiencies



Key Requirements

  • Delinquency <10% of annual income
  • Delinquent units <15% of units
  • Balance in reserves ≥10% of gross income
  • At least 20 units and 50% owner occupied




NCB Is The Right Fit For NYC's Kips Bay Towers. 

Kips Bay

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Interested in a loan proposal for your association? Prequalify today!   

Prequalify Today

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