Our high-yield deposit accounts make growing your investment simple.
Start earning interest at 4.29% Annual Percentage Yield* with a 6 Month Certificate of Deposit or 4.08% Annual Percentage Yield* with the 12 Month Impact CD from National Cooperative Bank.
When you open a convenient online Money Market account, 6 month Certificate of Deposit or 12 month Certificate of Deposit with NCB, you'll receive a competitive rate while supporting low-income communities and cooperative initiatives in your area. This is win-win banking.
6 Month Impact CD
4.29% Annual Percentage Yield*
$2,500 minimum to open
12 Month Impact CD
4.08% Annual Percentage Yield*
$2,500 minimum to open
Features & Benefits
- ATMS
You have access to over 32,000 ATMs nationwide without a surcharge fee through the MoneyPass ATM Network. - MOBILE AND ONLINE BANKING
Includes account management, deposit, BillPay and PopMoney - ADDITIONAL FEATURES
Debit card for checking and money market accounts
*Annual Percentage Yields are accurate as of January 6, 2025, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield. The Impact Money Market APY is subject to change daily. The Impact Money Market account requires a minimum deposit of $100 to open. A $25 per month fee will be incurred if the balance in the Impact Money Market account falls below $5,000. The 6 Month and 12 Month Impact Certificate of Deposit requires a $2.500 minimum deposit to open the account. Early withdrawal penalties may apply for Certificate of Deposit Accounts. Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., Member FDIC. Accounts must be opened online and are for consumers only.
**There may be an additional fee for each withdrawal, transfer or inquiry at ATMs not owned by National Cooperative Bank, which is charged by the ATM owner/operator.