Our high yield Money Market account makes growing your investment simple with a rate 2X the national average.
Start earning interest at 0.50% APY*, with a high yield Money Market account from National Cooperative Bank.
Rates at 2X the national average. 24/7 access to funds. Community investment.
When you open a convenient online Money Market account with NCB, you'll earn interest at 0.50% APY* while also supporting low-income communities and cooperative initiatives in your area. This is win-win banking.
Impact Money Market
2.28% Annual Percentage Yield*
Just $100 to open
No fees with a balance above $5,000
($25/month if below)
12 Month Impact CD
4.34% Annual Percentage Yield*
$2,500 minimum to open
Features & Benefits
- ATMS
You have access to over 32,000 ATMs nationwide without a surcharge fee through the MoneyPass ATM Network. - MOBILE AND ONLINE BANKING
Includes account management, deposit, BillPay and PopMoney - ADDITIONAL FEATURES
Debit card for checking and money market accounts
*Annual Percentage Yields are accurate as of March 1, 2023, and subject to change daily. You must maintain the minimum balance stated above in the account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings on your account. Products offered by National Cooperative Bank N.A., Member FDIC. Accounts must be opened online and are for consumers only.
**There may be an additional fee for each withdrawal, transfer or inquiry at ATMs not owned by National Cooperative Bank, which is charged by the ATM owner/operator.