Looking for a new home?  Get started with NCB!  

We offer:

• Low fixed rates for mortgages and refinances
• Quick, easy and secure online application
• First time homebuyer grants
• Fast turnaround for closing
• Free pre-qualification
  • We'll help you find a mortgage that fits your budget.

Competitive Low Rates

Get pre-qualified or go ahead and start your application today.

Meet Your Lender

Tessa Gaines

At NCB, we are more than titles and you are more than a loan number.  Work with a trusted mortgage expert that lives and works in your community.  

Contact Tessa today:  
(937) 393-7904 or tgaines@ncb.coop
NMLS #1109530

Mortgage Closing Cost Special

$1,000 lender credit on Purchases

$500 lender credit on Refinances

Closing fees are subject to change and certain restrictions may apply.  Offer subject to underwriting approval.  Property must be applicant's primary residence.  Offer may expire without notice.