The home of your dreams is closer than you think.
Get your low-rate co-op mortgage today!
(937) 393-7904
About NCB
We're a bank on a mission to build local communities. Whether you're buying a new home or refinancing, with more than 40 years of cooperative lending experience, NCB is THE co-op lending expert you can trust.
Meet Tessa
While other banks talk about personalized service, NCB delivers. With over 10 years at the bank, Tessa will be with you every step of the way.
Nothing makes me happier than building relationships with our clients and helping them achieve the dream of homeownership.
Mortgage
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Get a low fixed or adjustable-rate mortgage
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Close with less money down
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Pre-qualify on the day you apply
Refinancing
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Secure a better rate for your loan
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Lower your monthly payments
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Get cash for the equity in your home
Testimonials
“I do not think I could have done this without you!! Your patience and kindness you showed me was greatly appreciated.”
-Janice P.
“We appreciate your clear and simple process! We did a refinance a few years ago with another bank and the documentation was a nightmare. Thanks for a painless process!”
-Tom A.
"WOW! That was unexpectedly fast! Thanks so much for being so great to work with, especially during this exceptionally unusual time."
-Danielle B.
How it Works
Step 1
Fill out our simple application in about 5 minutes.
Step 2
Our dedicated team will process your application
Step 3
Secure your new loan
