The home of your dreams is closer than you think.
Get your low-rate co-op mortgage today!
We're a bank on a mission to build local communities. Whether you're buying a new home or refinancing, with more than 40 years of cooperative lending experience, NCB is THE co-op lending expert you can trust.
NCB makes purchasing a unit or refinancing a loan simple
Get a low fixed or adjustable-rate mortgage
Close with less money down
Pre-qualify on the day you apply
Secure a better rate for your loan
Lower your monthly payments
Get cash for the equity in your home
“I do not think I could have done this without you!! Your patience and kindness you showed me was greatly appreciated.”
“We appreciate your clear and simple process! We did a refinance a few years ago with another bank and the documentation was a nightmare. Thanks for a painless process!”
"WOW! That was unexpectedly fast! Thanks so much for being so great to work with, especially during this exceptionally unusual time."
While other banks talk about personalized service, NCB delivers. With over 15 years at the bank, Brittney will be with you every step of the way.
Nothing makes me happier than building relationships with our clients. People can’t believe that I’m still here for them when they come to refinance a mortgage they got from NCB 10 years ago.
How it Works
Fill out our simple application in about 5 minutes.
Our dedicated team will process your application
Secure your new loan
Stats the other banks can't match
of lending experience for
of customers satisfied or extremely satisfied with the NCB team
current co-op customers
About Co-op and Mortgage Refinancing
Cooperative units are a popular choice for homeownership in New York. For anyone looking to buy a co-op or refinance their loan, an important step is finding a loan or mortgage, often called a share loan This is because cooperative mortgages are different from traditional loans for single family homes. With more than 40 years of cooperative experience NCB is the co-op lending expert you can trust.