The home of your dreams is closer than you think.
Get your low-rate co-op mortgage today!
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About NCB
We're a bank on a mission to build local communities. Whether you're buying a new home or refinancing, with more than 40 years of cooperative lending experience, NCB is THE co-op lending expert you can trust.
NCB makes purchasing a unit or refinancing a loan simple
Testimonials
“I do not think I could have done this without you!! Your patience and kindness you showed me was greatly appreciated.”
-Janice P.
“We appreciate your clear and simple process! We did a refinance a few years ago with another bank and the documentation was a nightmare. Thanks for a painless process!”
-Tom A.
"WOW! That was unexpectedly fast! Thanks so much for being so great to work with, especially during this exceptionally unusual time."
-Danielle B.
Meet Brittney
While other banks talk about personalized service, NCB delivers. With over 15 years at the bank, Brittney will be with you every step of the way.
![Brittney_Baldwin_photo](https://info.ncb.coop/hubfs/BBaldwin_Landing%20Page.jpg)
Nothing makes me happier than building relationships with our clients. People can’t believe that I’m still here for them when they come to refinance a mortgage they got from NCB 10 years ago.
How it Works
![Checklist Icon](https://info.ncb.coop/hubfs/assets/icons/icon-how%20to-application@2x.png)
Step 1
Fill out our simple application in about 5 minutes.
![Customer Service Icon](https://info.ncb.coop/hubfs/assets/icons/icon-how%20to-service%20rep@2x.png)
Step 2
Our dedicated team will process your application
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Step 3
Secure your new loan
Stats the other banks can't match
40years
of lending experience for
cooperative owners
95%
of customers satisfied or extremely satisfied with the NCB team
5,500
current co-op customers
About Co-op and Mortgage Refinancing
Cooperative units are a popular choice for homeownership in New York. For anyone looking to buy a co-op or refinance their loan, an important step is finding a loan or mortgage, often called a share loan This is because cooperative mortgages are different from traditional loans for single family homes. With more than 40 years of cooperative experience NCB is the co-op lending expert you can trust.